Auto Insurance
Renewing, Cancelling, or Changing Your Truck Insurance Policy
Managing your truck insurance policy is an essential aspect of running a successful trucking business. Whether you're renewing, cancelling, or making changes to your coverage, understanding the process and knowing your options helps you avoid lapses in coverage, penalties, or unnecessary costs.
By Ethan Harris14 min read
How to Stay Compliant with FMCSA Insurance Requirements
The Federal Motor Carrier Safety Administration (FMCSA) sets strict insurance requirements for trucking companies and commercial truck drivers to ensure public safety on the roads. These requirements are designed to guarantee that truck operators have sufficient coverage in the event of accidents or damage. Staying compliant with FMCSA insurance requirements is essential for avoiding penalties and ensuring the safety of your operation. This article explains how to remain compliant with FMCSA insurance rules and avoid common pitfalls.
By Olivia Turner12 min read
The Impact of Driving Records on Truck Insurance Rates
When it comes to truck insurance, your driving record plays a critical role in determining your premiums. Insurers assess the risk of insuring a truck driver based on various factors, and one of the most significant is the driver's history behind the wheel. If you have a clean driving record, you’re likely to enjoy lower insurance premiums, while a history of accidents, tickets, or violations could result in higher rates. This article explores how driving records affect truck insurance rates and what you can do to maintain or improve your rates.
By Ava Montgomery13 min read
Bobtail Insurance Explained: Coverage When You’re Not Under Dispatch
Bobtail insurance is a specialized form of truck insurance that provides coverage when a truck is not hauling cargo. This type of insurance is essential for owner-operators and drivers who may find themselves driving their truck without a trailer, especially when they are returning home after delivering goods or heading to their next pickup. While your standard commercial truck insurance may cover you while hauling a load, bobtail insurance is designed to protect you during those times when you’re not under dispatch.
By Mason Brooks13 min read
Non-Trucking Liability Insurance: When and Why You Need It
Non-trucking liability insurance, also known as “bobtail insurance,” is a specific type of insurance coverage designed to protect truck drivers and their trucks when they are not actively engaged in transporting cargo. This policy comes into play when a trucker is driving the truck for personal use or when the truck is empty and not under dispatch. Understanding when and why you need non-trucking liability insurance can be crucial for protecting your livelihood and financial security as a truck driver or owner-operator.
By Ethan Harris13 min read
Truck Insurance for Long-Haul vs. Short-Haul Operations
When it comes to truck insurance, one of the key factors that can influence your policy is the type of operation you're running—long-haul or short-haul. Both types of trucking operations come with unique risks and challenges that can affect your insurance needs. Understanding these differences is crucial for ensuring that your business is adequately covered. In this article, we will explore the differences between long-haul and short-haul truck insurance, helping you determine which coverage is right for your operations.
By Olivia Turner15 min read
Understanding Cargo Insurance and Its Importance
Cargo insurance is a vital aspect of truck insurance, specifically designed to protect the goods and materials being transported. In this article, we will explore what cargo insurance is, its importance, and why it's essential for truckers and businesses in the transportation industry to have the right coverage.
By Ava Montgomery11 min read
Tips to Reduce Your Truck Insurance Costs
Truck insurance is essential for protecting your vehicle and livelihood, but it can be expensive. Fortunately, there are several ways you can reduce your truck insurance costs without sacrificing the coverage you need. This article provides tips on how to save on your truck insurance premiums while still ensuring your truck is properly protected.
By Ethan Harris15 min read
Physical Damage Coverage: Protecting Your Truck Investment
For any truck owner, one of the biggest investments is the truck itself. Whether you’re using it for personal purposes or operating a commercial trucking business, protecting that investment is crucial. Physical damage coverage is a vital part of truck insurance, offering protection against various types of damage your truck may experience. This article explains what physical damage coverage is and why it’s essential for truck owners.
By Ethan Harris13 min read
The Role of Motor Carrier Authority in Truck Insurance
When operating a commercial truck, having the right insurance coverage is essential. However, before a trucking business can get insurance, it often needs to have motor carrier authority. This authority plays a significant role in determining what types of insurance you’ll need and whether you can legally operate. Understanding the relationship between motor carrier authority and truck insurance is crucial for staying compliant with federal and state regulations.
By Mason Brooks12 min read